Trucking Accidents – Who Will Pay For My Lost Wages?

If your truck accident occurred while you were working, Indiana Workers Compensation laws will provide medical care and compensation for lost wages if you are unable to return to work.  The Indiana Compensation Act offers three types of benefits to injured workers:

1.    Medical care for work-related injuries with no cost to you
2.    Lost wage replacement because of inability to work due to injuries
3.    Payment for any permanent impairment resulting from your injuries

There are four types of disability benefits:
1.    Temporary Total Disability (TTD)
2.    Temporary Partial Disability (TPD)
3.    Permanent Total Disability (PTD)
4.    Permanent Partial Disability (PPD)

Benefits are paid to employees who are injured and unable to work.  Employees begin receiving benefits after a 7-day waiting period.  Benefits are paid at 2/3 of the weekly wage, which is based upon wages from the employee’s previous year.  Disability benefits can be paid 300 to 500 weeks depending upon the injury or, in some cases, may be received in a lump sum.  Monetary benefits are not subject to income tax.

If your accident involved a third party while you were working, you may be able to pursue a personal injury lawsuit. An experienced accident lawyer will review your circumstances and benefits to ensure the best course of action for getting the compensation you deserve.